EA FC 27 SBCs: New Ultimate Team Format Explained — Coins, Item Score & How It Works

EA SPORTS FC 27 has changed the way many Squad Building Challenges work in Ultimate Team.

Instead of always building a complete squad with specific chemistry, positions and player requirements, FC 27 introduces Streamlined SBCs, where eligible Player Items contribute toward an Item Score target.

This changes how players should think about SBC fodder, the Transfer Market and their FUT Coins.

Here's everything you need to know about the new FC 27 SBC format.

What Are the New SBCs in EA FC 27?

In previous EA SPORTS FC games, many SBCs required you to build a complete squad.

You normally had to consider things such as:

Squad rating

Chemistry

Player positions

Leagues

Nations

Number of players

Specific requirements

FC 27 introduces a different system for many SBCs.

Streamlined SBCs use an Item Score requirement instead.

Each eligible Player Item contributes a certain amount toward the SBC's required score.

Once you reach the required score, you can complete the challenge and claim its reward.

How Does the FC 27 SBC Item Score Work?

Every Player Item has an Item Score.

The score is based on factors including:

Player OVR

Item rarity

Holographic status

Higher-rated and certain special items can therefore contribute more toward an SBC target.

This creates a much simpler way of understanding SBC requirements.

Instead of asking:

"Which 11 players can I use to reach the required chemistry?"

You can think:

"Which combination of eligible cards gets me to the required Item Score?"

You Don't Always Need 11 Players

This is one of the biggest differences.

A Streamlined SBC doesn't require you to construct a traditional 11-player squad.

You can submit eligible Player Items toward the target score, including across multiple submissions.

For example, if an SBC requires a certain Item Score, you can reach that number using a combination of higher-rated and lower-rated cards rather than trying to build one perfect squad.

That makes SBCs considerably more flexible.

What Happens to the Players You Submit?

This part is extremely important.

When you submit a Player Item into an SBC, that item is permanently removed from your Club.

SBC submissions are final.

So even though the new system is easier to understand, you still need to think carefully before submitting valuable cards.

Don't throw an expensive or potentially useful player into an SBC simply because they help you reach the required score.

Where Do FUT Coins Come Into the New SBC System?

This is where things get interesting.

The new SBC format itself is based on Player Items and Item Score, not simply paying a number of Coins to complete the challenge.

However, FUT Coins become more important because they give you another way to obtain the cards you need.

You can use the Transfer Market to look for eligible Player Items and then use those cards toward SBC requirements.

At the same time, FC 27 places greater emphasis on FUT Coins and tradeable rewards.

That creates a new connection between:

Playing matches → earning Coins → buying Players → completing SBCs

Why Coins Matter More in FC 27

FC 27 gives players more ways to earn and use Coins throughout Ultimate Team.

Coins can be used for:

Buying players

Building your starting squad

Purchasing SBC fodder

Taking advantage of Transfer Market opportunities

Preparing for upcoming SBCs

This makes Coin management increasingly important.

You don't necessarily want to spend your entire balance immediately.

Saving some Coins can give you more flexibility when new SBCs and Ultimate Team content arrive.

Should You Spend Coins on SBC Fodder?

This depends heavily on the specific SBC and current Transfer Market prices.

The new Item Score system changes the way you should look at fodder.

Instead of looking only at a player's rating, you should consider:

How much Item Score am I getting for the Coins I'm spending?

A cheap card that contributes a relatively small amount of Item Score may not always be the most efficient option.

Likewise, a higher-rated card can sometimes provide significantly more SBC progress for only a little more money.

Because Transfer Market prices change constantly, there isn't one permanent best card to buy.

The most useful approach is to compare the cost of a Player Item with the Item Score it provides.

Streamlined SBCs Can Be Completed Across Multiple Submissions

Another important change is that you don't necessarily have to finish the entire requirement in one submission.

You can contribute eligible Player Items toward the target and continue working toward the requirement.

This gives you more freedom to use cards as you obtain them instead of having to immediately find every required player.

It can also make SBC management easier during the early stages of a new FC 27 Ultimate Team club.

Traditional SBCs Haven't Completely Disappeared

The new system doesn't mean every SBC in FC 27 uses Item Score.

FC 27 includes different types of SBCs.

Some challenges can still use the traditional squad-building approach.

That means you should always check the exact requirements of the SBC you're attempting rather than assuming every challenge works identically.

What About Chemistry?

For Streamlined SBCs, you don't have to build a traditional 11-player squad around chemistry requirements.

That's one of the main reasons the new system is faster.

However, chemistry still exists elsewhere in Ultimate Team.

So chemistry hasn't simply disappeared from FC 27.

The major difference is that Streamlined SBCs can focus on Item Score instead of forcing players to build a specific squad structure.

What Should You Do With Your Coins?

If you're starting FC 27 Ultimate Team, there are several ways you can approach your Coins.

Build Your Starting Squad

You can spend Coins directly on players that improve your starting XI.

Save for the Transfer Market

You can also keep your Coins available for players you specifically want later.

Use Coins for SBC Fodder

When an SBC has a reward you actually want, you can use the Transfer Market to acquire eligible Player Items and reach the required Item Score.

Don't Automatically Spend Everything

FC 27 gives players more ways to earn and use Coins, so keeping some of your balance available can give you more flexibility when new SBCs and content arrive.

Is the New SBC System Different for Players?

The new system changes the amount of work involved in SBC completion.

There are fewer situations where you need to search through your Club for a very specific combination of players just to satisfy chemistry or positional requirements.

Instead, you can concentrate on the Item Score required by the challenge.

However, the system doesn't eliminate the need to manage your Club carefully.

Player Items submitted into SBCs are permanently consumed, and the value of those cards can change depending on the Transfer Market.

FC 27 SBCs: The Important Things to Remember

The new system can look complicated at first, but the basic idea is straightforward:

1. Check the SBC requirement.

2. Look at the required Item Score.

3. Check which Player Items are eligible.

4. Compare their Item Scores.

5. Consider their current Transfer Market cost.

6. Submit enough Items to reach the target.

7. Remember that submitted Items are permanently removed.

Final Thoughts

EA FC 27 changes SBCs in a major way.

The new Streamlined SBC format removes much of the traditional squad-building process and replaces it with an Item Score system for applicable challenges.

At the same time, FUT Coins become more relevant because players can use the Transfer Market to obtain the Player Items needed for SBCs.

That creates a stronger connection between playing matches, earning Coins, buying Player Items and completing SBCs.

The biggest lesson for FC 27 players is simple:

Don't look only at a player's rating or price. Look at what that Player Item actually contributes toward the SBC target.

As more SBCs arrive throughout FC 27, understanding Item Score and managing your Coins efficiently will become an important part of building your Ultimate Team.

FAQ

What are Streamlined SBCs in FC 27?

Streamlined SBCs are a new FC 27 format where eligible Player Items contribute toward an Item Score target instead of requiring a traditional full squad.

Can I use Coins directly to complete an SBC?

The Streamlined SBC system is based on submitting eligible Player Items for Item Score. Coins are mainly useful for acquiring Player Items through the Transfer Market.

Do FC 27 SBCs require Chemistry?

Streamlined SBCs don't use the traditional squad-building chemistry requirement. Some other SBCs can still use traditional requirements.

Do SBC players disappear after submission?

Yes. Player Items submitted into SBCs are permanently removed from your Club.

Can I complete a Streamlined SBC over multiple submissions?

Yes. Eligible Player Items can contribute toward the target across multiple submissions.

Are traditional SBCs still in FC 27?

Yes. FC 27 includes both Streamlined SBCs and traditional Puzzle SBCs.